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They should be very close around 3% to 3.5% currently, about 2% over prime + a slight risk factor. Some of you are getting 6.5% to 8% most How Much Money This Lamborghini Makes
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I don't think OP is talking about a lease at all. Multiply payments * term and add the $40k down payment and TADA! The 72 month option will cost What If This Cost Less Than You Think? Cost of running a $5 Million yacht
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